Your Guide to Credit Insurance

How Credit Insurance Works

A simple framework for understanding how companies protect receivables, reduce risk, and unlock growth.

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Credit insurance works across three core pillars

Information Services

Real-time visibility into customer creditworthiness and financial health

Risk Mitigation

Protection against unexpected losses from customer defaults

Financing Support

Strengthen your capital position and unlock new financing opportunities

Pillar 1

See What Others Can't

Companies gain access to a global network of credit analysts and underwriters who are constantly monitoring buyer risk across industries and regions.

This effectively extends your internal credit team into one of the largest credit intelligence networks in the world.

  • Real-time insight into customer creditworthiness
  • Ongoing monitoring of financial health and payment behavior
  • Early warning signals before issues surface
Check Your Customer Risk

Credit Intelligence Network

Global Coverage

Low Risk
87%
Medium Risk
9%
High Risk
4%

Updated in real-time from global credit networks

Coverage Options

Tailored to your needs

Full Portfolio Coverage

Protect all your receivables under one policy

Key Account Protection

Focus coverage on your most important customers

Single Buyer Coverage

Insure one specific account as needed

Risks covered: Bankruptcy, slow/non-payment, select political events

Pillar 2

Protect What You've Earned

Credit insurance allows companies to protect receivables against unexpected losses. Coverage can be tailored to your business, whether across your full portfolio or specific high-risk accounts.

Risks Covered:

  • Customer bankruptcy
  • Slow or non-payment
  • Select political risk events (for international trade)

"Instead of absorbing losses, companies transfer that risk."

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Pillar 3

Turn Receivables Into Stronger Capital

Insured receivables become a more secure asset, which can strengthen existing lending relationships or help unlock new financing opportunities.

  • Improves borrowing base availability
  • Enhances lender confidence
  • Reduces reliance on letters of credit or collateral
  • Supports growth without increasing balance sheet risk

"Protection doesn't just reduce risk, it can increase access to capital."

See How It Impacts Financing

Financing Impact

Without Insurance Standard Terms
With Insurance Enhanced Position
Available Credit +$250K

Putting It All Together

These three pillars work together to give companies more control over their receivables - combining visibility, protection, and financial flexibility into one strategy.

Insight

See risk clearly

Protection

Cover what you earn

Growth

Unlock potential

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The Process

See if credit insurance makes sense for your business

Fill Out an Application

Complete a simple application with basic information about your company and key customers.

Get Your Analysis

Receive a market analysis of your customers along with premium costs and coverage options.

Make Your Decision

Review the analysis and decide if the coverage and costs work for your business.

No Obligation, No Cost

The application and analysis are completely free. If you decide credit insurance is not the right fit for your business after reviewing the details, there is no obligation to move forward.

Start Your Free Application

Know Where Your Risk Stands

Whether you're concerned about a single account or your entire portfolio, it starts with visibility.

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