Different structures are designed for different risks. Here's how companies typically approach coverage.
Get a Free Risk ReviewCredit insurance can be structured in several ways depending on a company's customer base, risk exposure, and financing needs.
Some companies insure their entire portfolio, while others focus on specific accounts or risks. Understanding these structures is the first step in determining what makes sense for your business.
Covers a company's entire portfolio of receivables across all approved customers.
"Designed to create a baseline level of protection across your full book."
Focuses coverage on a select group of large or higher-risk customers.
"Protect the accounts that matter most."
Provides protection for one specific customer.
"Targeted protection for a single exposure."
Protects against non-payment due to political or country-specific risks, in addition to commercial risk.
"Coverage beyond just the buyer—protecting against external risks."
Adds additional protection on top of an existing credit limit or policy.
"Extend protection where it's needed most."
Many companies use a combination of these structures depending on their portfolio and risk profile.
The right structure depends on your specific situation. Understanding your customer base and risk exposure is the first step.
Most companies start with a simple review of their receivables and risk exposure. We can help you understand which coverage type might make sense.
Understanding your coverage options is the first step. From there, you can decide what makes sense for your business.